A Guide on How to Retire in Malaysia: Benefits, Pros, and Cons

Retiring in a foreign country can be an exciting adventure, particularly in Malaysia. If you’re planning on travelling to Malaysia, the country offers retirees a vibrant culture and diverse lands, as well as a wealth of opportunities for both fun and relaxation.

The benefits of retiring in Malaysia include low costs of living, beautiful scenery, friendly people, delicious food, and vibrant cities.

Long-Term Social Pass

When considering a move to Malaysia, it’s important to understand the process of obtaining a visa. Retirees planning on staying in the country for more than three months will need to apply for a long-term social visit pass, which lets you stay no more than 6 months.

To be eligible for a pass, applicants must meet certain criteria and provide documents such as proof of income, medical insurance coverage, and pension statements. As of 2021, retirees aged 55 or above are also eligible to apply for this pass.

Retirees who wish to make their stay permanent may also opt for Permanent Residence (PR) status in Malaysia. In addition to meeting the requirements outlined by Malaysia’s Immigration Department, PR applicants must have an income of at least RM 10,000 per month or a minimum deposit of RM500,000 in a Malaysian bank account

Retirees can also benefit from Malaysia’s areas of tax exemption. Tax exemptions, such as the foreign income tax exemption and pensioners’ international tax incentive, are available to retirees who meet certain criteria.

Types of Visas

In addition to a long-term social visit pass, retirees may be eligible for other types of visas. Working visas are available for those who wish to start their own business or take up employment in Malaysia, while student visas are available for retirees who wish to pursue further studies.

Cost of Living
How to Travel in Malaysia - Malaysia View

The cost of living in Malaysia is generally lower than in other countries in the region. Also, Malaysia’s cost of living is 51% lower than that of the US, which makes Malaysia super affordable to live in.

Retirees will find that their money stretches further due to lower prices on basic necessities such as food, transportation, and healthcare. This makes retiring in Malaysia an attractive option for those looking to save money.

Living in Malaysia offers retirees access to a mix of cultural activities, such as festivals, performances, and museums. Malaysia is home to numerous national parks, incredible beaches, and beautiful islands that offer plenty of opportunities for outdoor activities.

Leisure Activities

Retirees can also enjoy a range of activities in Malaysia. From lazing on the beach to exploring nature trails and ancient temples. Shopping is another popular activity in Malaysia, with abundant markets where retirees can find traditional crafts and souvenirs.

As an extra bonus, many international restaurants are available throughout the country. Retirees will also be able to take advantage of the many healthcare options available in Malaysia.

Medical facilities offer both modern treatments and traditional Asian medicine, ensuring that seniors have access to comprehensive care when needed

Overall, retiring in Malaysia offers retirees a wealth of opportunities for relaxation and adventure. With its beautiful scenery, vibrant culture, low costs of living, and excellent healthcare options, Malaysia is an ideal retirement destination for those looking for the perfect balance of excitement and relaxation.

Healthcare in Malaysia

Malaysia boasts an excellent healthcare system, with both public and private hospitals providing high-quality medical care.

Living in Malaysia as an expat has its benefits, and you’ll be able to take advantage of the awesome healthcare system that the country has to offer you.

The government also provides subsidies to citizens over the age of 60, making it easier for retirees to access medical services.

Additionally, many private health insurance plans are available in Malaysia, allowing retirees to have additional coverage if needed.

Retiring in Malaysia offers a range of benefits and advantages for retirees, from low costs of living to access to healthcare and leisure activities.


Malaysia’s transportation system is reliable and convenient, with a variety of public transport options available such as buses, trains, and taxis. Retirees will also find that driving in Malaysia is relatively easy due to the well-maintained roads and low traffic.

Overall, Malaysia offers retirees a wealth of advantages. From the low cost of living to excellent healthcare options and leisure activities, there are plenty of reasons for retirees to consider retiring in Malaysia.

With its stunning scenery, vibrant culture, and friendly locals, retirees will find that Malaysia is an ideal retirement destination. And it’s very easy and safe to travel in Malaysia.

The Climate

Retirees will also benefit from Malaysia’s tropical climate, which is warm and humid year-round. The temperatures range from 22 to 32 degrees Celsius throughout the year, with plenty of sunshine and rainfall.

This means retirees can enjoy a sunny retirement on the beach or in the city without worrying about extreme weather conditions.

Tax Incentives

Retirees can also take advantage of the tax incentives available to retirees in Malaysia.

Tax exemptions and deductions, such as no taxes on pension income, are available to those who meet certain criteria. This makes it easier for retirees to save money while living in Malaysia.

Best Places to Live in Malaysia

When deciding where to retire in Malaysia, retirees will have plenty of options. The cities of Malacca, Penang, Johor Bahru, and Georgetown offer a mix of culture and history as well as modern amenities.

The Cameron Highlands is another popular destination for those looking for cooler temperatures and lush greenery.

Also, the best places to visit in Malaysia are the islands of Langkawi and Pulau Tioman, with their stunning beaches and lush jungle landscapes.

Retiring in Malaysia is a great option for retirees looking to enjoy the sights, sounds, and culture of this vibrant nation while taking advantage of the many benefits it has to offer. With its beautiful scenery, and the low cost of living.

These are some of the places to visit in Malaysia if you get the chance.

Overall, Malaysia has a lot to offer retirees looking for the perfect retirement destination. With its stunning scenery, vibrant culture, and low cost of living, it’s no wonder why so many people choose to retire in Malaysia.

Let’s check out some of the pros and cons of retiring in Malaysia.


  • Low cost of living – In Malaysia, retirees can enjoy a good quality of life while keeping their costs low. Reliable Healthcare System – With both public and private hospitals providing high-quality care, retirees in Malaysia can access reliable healthcare services. Tax Benefits – Cons Language Barrier – Lack of Infrastructure – In rural and remote areas, infrastructure can be limited, making it difficult for retirees to access basic amenities. High Crime Rate – Although
  • Variety of cultural activities
  • Tax exemptions available – Retirees are eligible for certain tax exemptions and deductions, making it easier to save money.
  • Beautiful scenery


  • Language barrier – English is widely spoken in Malaysia, but some areas may have limited English-speaking services.
  • Difficult visa process
  • High humidity

Thoughts and Conclusion

Retiring in Malaysia offers retirees an affordable option with a good quality of life. And there are many interesting places to visit in Malaysia.

With its low cost of living, beautiful landscapes, and vibrant culture there’s no doubt why many people choose to make the move.

However, it’s important to understand the complexities of immigrating to Malaysia before making the move.

Retiring in Malaysia is a great option for retirees looking to enjoy all that this wonderful country has to offer while keeping their budget in check. With its low cost of living, tax benefits, and variety of cultural activities, it’s easy to see why so many people choose to retire in Malaysia.

You may also want to check out How to Travel in Malaysia and Fun Activities to Do in Singapore.

One thought on “A Guide on How to Retire in Malaysia: Benefits, Pros, and Cons

  1. I live in the United States I am retired looking for a respectable country to retire in!
    I would like to make Malaysia my permanent retirement home? how do I start the process of retiring to your beautiful country!

Leave a Reply

Your email address will not be published. Required fields are marked *