There are many different travel credit cards on the market, so it can be difficult to decide which one is right for you.
To help make your decision easier, we’ve compiled a list of the best travel credit cards currently available.
Whether you’re looking for a card with no foreign transaction fees, great rewards, or a low-interest rate, a travel credit card is perfect.
Read on to learn more about the best travel credit cards and find the right one for your next vacation.
1. The Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a great choice for frequent travelers. It offers 2x points on travel and dining expenses and 1x points on everything else.
There is no foreign transaction fee, and you can redeem your points for travel expenses or transfer them to one of Chase’s airline or hotel partners.
- The Chase Sapphire Preferred Card offers 2 points per dollar spent on travel and dining expenses, and 1 point per dollar spent on all other purchases. There is a $95 annual fee, but it is waived the first year. You also get a sign-up bonus of 40,000 points when you spend $3,000 in the first 3 months after opening your account.
2. The Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another excellent choice for travelers.
It offers 2x miles on all purchases, and you can redeem your miles for travel expenses or transfer them to one of Capital One’s airline partners.
There is no foreign transaction fee, and you can get a $100 credit for Global Entry or TSA PreCheck.
- The Capital One Venture Rewards Credit Card offers 2 miles per dollar spent on all purchases, with no limits or restrictions. There is a $95 annual fee, but it is waived the first year. You also get a sign-up bonus of 50,000 miles when you spend $3,000 in the first 3 months after opening your account.
3. The Barclaycard Arrival Plus World Elite Mastercard
The Barclaycard Arrival Plus World Elite Mastercard is a great option for travelers who want to earn rewards.
It offers 2x miles on all purchases, and you can redeem your miles for travel expenses or transfer them to one of Barclaycard’s airline partners.
There is no foreign transaction fee, and you can get a $100 credit for Global Entry or TSA PreCheck.
- The Barclaycard Arrival Plus World Elite Mastercard offers 2 miles per dollar spent on all purchases, with no limits or restrictions. There is a $89 annual fee, but it is waived the first year. You also get a sign-up bonus of 40,000 miles when you spend $3,000 in the first 3 months after opening your account.
4. The Citi Prestige Card
The Citi Prestige Card is another excellent choice for travelers. It offers 3x points on travel and dining expenses and 1x points on everything else.
There is no foreign transaction fee, and you can redeem your points for travel expenses or transfer them to one of Citi’s airline partners.
You can also get a $250 annual air travel credit and access to airport lounges worldwide.
- The Citi Prestige Card offers 3 points per dollar spent on travel and dining expenses, and 1 point per dollar spent on all other purchases. There is a $450 annual fee, but it includes perks such as a $250 annual airfare credit and access to over 900 airport lounges worldwide. You also get a sign-up bonus of 50,000 points when you spend $4,000 in the first 3 months after opening your account.
5. The Platinum Card from American Express
The Platinum Card from American Express is a great choice for frequent travelers.
It offers 5x points on airfare booked directly with airlines, and you can redeem your points for travel expenses or transfer them to one of Amex’s airline partners.
There is no foreign transaction fee, and you can get a $200 annual air travel credit.
You also have access to airport lounges worldwide and exclusive benefits at hotels.
6. The Starwood Preferred Guest Credit Card
The Starwood Preferred Guest Credit Card from American Express offers 2 points per dollar spent on Starwood hotels and 1 point per dollar spent on all other purchases. There is a $95 annual fee, but it is waived the first year. You also get a sign-up bonus of 25,000 points when you spend $3,000 in the first 3 months after opening your account.
Credit Card Buyers Guide
If you’re looking for a travel credit card, there are a lot of different options to choose from.
How do you know which one is right for you?
In this article, we’ll break down some of the best travel credit cards available so that you can make an informed decision.
Flat-Rate Rewards Card
Flat-rate rewards cards are a great option if you want to earn rewards on all of your purchases.
These cards typically offer 1-2% cashback on all purchases, making them a great choice for everyday spending. Points-earning cards are another great option for travelers.
These cards often offer bonus points for specific categories of spend, such as travel or dining.
If you know you’ll be spending a lot in one particular category; these cards can be a great way to earn rewards.
Many cards offer specific benefits for travelers. These cards might offer free checked bags, priority boarding, or even lounge access. If you’re someone who travels often, these benefits can be extremely valuable.
What is the Best Points-Earning Card?
The best points-earning card is the one that offers the most valuable rewards, such as free airfare or hotel stays.
To find the best points-earning card for you, consider how often you travel and what type of rewards you value most.
If you travel frequently, look for a card that offers bonus points for frequent flyer miles or hotel stays.
If you prefer free travel, look for a card that offers rewards that can be redeemed for airline tickets or hotel rooms.
Some cards even offer special perks like access to airport lounges or priority boarding.
What is the best cash-back card?
The best cashback card is the one that offers the highest percentage back on your purchases without charging an annual fee. To find the best cash-back card for you, consider how much you spend on credit and what type of rewards you value most.
If you spend a lot on credit, look for a card that offers a high percentage back on all of your purchases.
If you prefer flexible rewards, look for a card that allows you to redeem your cashback for gift cards or statement credits.
Some cards even offer special perks like extended warranty protection or purchase protection.
What is the best business credit card?
The best business credit card is the one that offers the most valuable rewards and perks for your business spending.
To find the best business credit card for you, consider what type of business you have and what type of rewards you value most.
If you have a small business, look for a card that offers cashback or points on small business purchases.
When Choosing Your Travel Credit Card
When choosing a travel credit card, it’s important to consider your own spending habits and travel patterns. What kind of traveler are you?
What are your priorities when it comes to rewards and benefits? You can choose the best travel credit card for your needs by considering these factors.
Why Get a Travel Credit Card?
A travel credit card can be a great way to save money on your travels, as well as providing you with a convenient way to pay for expenses while you’re on the road.
There are many different types of travel cards available, so it’s important to compare the features and benefits of each before you decide which one is right for you.
Here are some things to consider when choosing a travel credit card:
- What type of traveler are you? If you’re a frequent flyer, look for a card that offers rewards points or miles that can be redeemed for free or discounted airfare. If you prefer to drive or take public transportation when you travel, look for a card that offers cashback or discounts on gas and tolls.
- What are the card’s fees and interest rates? Some travel cards have annual fees, while others do not. Make sure you understand the fees associated with your card before you sign up. Also, be aware of the interest rate charged on balances carried over from month to month, as this can add up quickly if you’re not careful.
- What are the card’s perks and benefits? Many travel cards offer valuable perks such as free checked bags, priority boarding, and travel insurance. Compare the benefits of each card to find one that best suits your needs.
Thoughts and Conclusion
These are just a few of the best travel credit cards currently available.
Be sure to do your research to find the card that best suits your needs.
You can earn rewards, save money on foreign transactions, and enjoy other perks with the right card while you travel.
